Rate comparisons

Loan Factory vs. Wells Fargo

Rates as of Wednesday, July 24 2024 at 5:00 PM (Pacific Time)

Wells Fargo
Rate 6.125% (APR=6.158%) 6.5% (APR=6.685%)
Points / Credits $692 $7,076
Payment $1,215 $1,264
Saving over 30 years $24,024 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Wednesday, July 24 2024 at 5:00 PM (Pacific Time)

Chase
Rate 6.25% (APR=6.278%) 6.75% (APR=6.865%)
Points / Credits $873 $2,853
Payment $1,847 $1,946
Saving over 30 years $37,544 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Wednesday, July 24 2024 at 5:00 PM (Pacific Time)

Citibank
Rate 6.125% (APR=6.149%) 6.5% (APR=6.56%)
Points / Credits $375 $1,125
Payment $911 $948
Saving over 30 years $14,070 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Wednesday, July 24 2024 at 5:00 PM (Pacific Time)

Bank of America
Rate 6.25% (APR=6.269%) 6.875% (APR=7.176%)
Points / Credits $400 $1,726
Payment $1,231 $1,314
Saving over 30 years $31,206 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Wednesday, July 24 2024 at 5:00 PM (Pacific Time)

Guaranteed Rate
Rate 6.25% (APR=6.278%) 6.5% (APR=6.819%)
Points / Credits $1,019 $3,703
Payment $2,155 $2,212
Saving over 30 years $23,204 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Wednesday, July 24 2024 at 5:00 PM (Pacific Time)

Better.com
Rate 6.25% (APR=6.25%) 7.5% (APR=7.716%)
Points / Credits $0 $3,200
Payment $985 $1,119
Saving over 30 years $51,440 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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